FOR YOU TO BE SAVED:

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1. You must believe in your heart that Jesus shed His Holy blood on the cross to cleanse us of our sins, that He died and was buried, and that he was resurrected on the 3rd day.
2. You must STAND on the belief that you are saved. Your faith is counted for righteousness. FAITH ALONE. A righteous person doesn't ask forgiveness or believe they will be judged for their sins. Especially considering those saved by faith through the Gospel of Grace (The Body of Christ) will be "wed" to Jesus (The Head of The Body) at The Wedding Feast. And since we know there are people who show up and are "turned away" (not saved), this would have to be BEFORE The Judgements.
 For people already in The Body of Christ to be judged would require at the very least a "divorce" from Christ. 

 It takes 7 seconds for a person to be saved and requires no "works" to be performed. Just ask:

 "Do you believe in your heart that Jesus shed His Holy blood on the cross to cleanse us of our sins, that He died and was buried, and that he was resurrected on the 3rd day according to scripture?"

 I CORINTHIANS 15 
 1. Moreover, brethren, I declare unto you the gospel which I preached unto you, which also ye have received, and wherein ye stand;
 2. By which also ye are saved, if ye keep in memory what I preached unto you, unless ye have believed in vain.
 3. For I delivered unto you first of all that which I also received, how that Christ died for our sins according to the scriptures;
 4. And that he was buried, and that he rose again the third day according to the scriptures: